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How can I find out if the government has unclaimed money or property that may be mine? To find out whether any unclaimed funds are being held by the federal government, you need to determine the type of benefit or payment that could be involved, the date on which the payment was expected, and how the payment should have been made.

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Unclaimed money can be anything from bonds, life insurance, retirement funds, banking and other investments, unclaimed money in back wages by a former employee, mortgages and more. Often time simple things such a forgotten Paypal account, a scam that you were a victim of and was resolved and other similar things that may have slipped your mind.

Wouldn’t it be nice to come across some once in a while?

Getting free money that you didn’t even know you had may seem like a too-good-to-be-true scenario…

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There are even websites that help you find any unclaimed money you may have out there – lost pensions, savings bonds, lost bank accounts, forgotten utility deposits, money owed to you by the IRS and even unclaimed inheritance.

In most cases, the money is held by the government. So it will be like getting free money from the government.

Ready to find some free cash?

How to Search for Unclaimed Money

Here are a few places you can search and find any money owed to you waiting to be claimed.

1. Check with your State

Where to search & find:http://www.unclaimed.org/

Most of the time, unclaimed money is held by the state where you had the account.

For instance, if you had a safety deposit box, or perhaps a security deposit on an apartment you rented, it’s most likely the money will still be in the state, and you may be able to get it back.

There’s a nonprofit group called the National Association of Unclaimed Property Advisers (NAUPA), and its mission in life is to reconnect you with any money that is yours.

It is nationwide, covering all 50 states and DC, and it has a website through which you can check.

All you have to do is go to Unclaimed.org and look up your state.

2. Owed IRS refund checks

Where to search & find: https://www.irs.gov/refunds

Well, okay, you don’t have to talk to them, you can do your search on their website.

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If you’ve moved around a bit, it could be that a tax refund was sent to an old address and returned as undeliverable.

Or there could have been a clerical error, so you never got the check.

You can find out if you contact the IRS whether there are any tax refunds waiting for you to pick them up.

The website to go to is IRS.gov/refunds so you can check.

3. Check with other States

Where to search & find:http://www.missingmoney.com/

As I noted above, unclaimed money is usually held by the state where the account originated.

But sometimes it will be held in the state where the business is headquartered.

And if you’ve moved from state to state, you may want to check with several other states, all of which is time-consuming.

Fortunately, there is an answer to this. There’s a website where you can check many states at the same time.

It’s at MissingMoney.com.

Just note that this website at present doesn’t cover the whole country.

It includes 37 states and the District of Columbia, the other states don’t participate yet.

4. The US Treasury

Where to search & find:http://www.treasuryhunt.gov/

As mentioned in the introduction, it’s quite possible that you bought some bonds years ago and have lost track or even forgotten about them. After all, some of them take 30 years to mature!

For this, you need to check with the US Treasury.

After all, some of them take 30 years to mature! For this, you need to check with the US Treasury.

For this, you need to check with the US Treasury.

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It’s rumored that the Treasury Department’s Bureau of Public Debt has billions of dollars available in matured, unredeemed savings bonds, which are bonds that people have not claimed.

Even worse, if the bonds have matured they no longer earn any interest, so you’re not getting anything by leaving the money there.

You can check on the website that the US Treasury has set up specifically for this.

The address is TreasuryHunt.gov, and all you have to do is enter your Social Security number.

By the way, if you got the bonds as a gift they may be listed under the giver’s Social Security number, so make sure you check that one too.

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5. The Federal Deposit Insurance Corporation (FDIC)

Where to search & find:http://www2.fdic.gov/funds/index.asp

Most people know that the FDIC insures banks, covering the depositors’ funds if the bank fails and goes under.

It doesn’t cover everything, but the limit was raised in the last few years so it covers up to $250,000 per account.

So if you had money in a bank that failed, you don’t have to try and track down and sue the bank manager or bank owners.

All you need to do is check with the FDIC, which again has a convenient website, this time at FDIC.gov/funds.

6. The National Credit Union Administration (NCUA)

Where to search & find:http://www.ncua.gov/resources/am/pages/unclaimeddeposits.aspx

Not so many people know that there is a similar body to the FDIC, this time covering credit unions.

It performs the same task, restoring money to clients if the credit union has gone bust.

The website is http://www.NCUA.gov/resources/am/pages/unclaimeddeposits.aspx.

Note you shouldn’t confuse the NCUA with the Credit Union National Association (CUNA), which is simply the industry group for credit unions.

7. Fair Housing Administration

Where to search & find:http://www.hud.gov/offices/HSG/comp/refunds/

If you’ve ever been involved with the FHA, perhaps getting a mortgage through them, then there’s a chance that you may be owed some money.

For instance, you

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